Congratulations!! 

You are handling your debt pretty well, and you aren't overextended.  Your interest rates are low and you don't seem to be worried about your ability to pay your debt in the future.  You may want to see if you can pay off your debts quicker by using the "Snowball Method".

The snowball method entails setting a budget for your debts and then making minimum payments on all of your bills except the one with the higher interest rate.  The card with the highest interest rate then gets the remainder of the money that you can set aside for bills.  By doing this you are paying off the highest interest rate credit cards the fastest way possible., and consequently getting out of debt faster and cheaper than your current pace.

You should also be monitoring your credit report and score to make sure you are not a victim of identity theft.  I recommend doing that here. 

If you are looking to repair your credit, than click here now, to sign up with the only company I recommend.

Best Wishes,

The "Debt-Professor"
www.debt-professor.com